Income & Pay
India Income Tax
Compare the new vs old regime, §87A rebate, surcharge, and cess to find your lowest tax — FY 2025-26.
PrivateRuns in your browserEstimateIndia FY 2025-26
How to read this resultShow
This estimate starts from your income and applies the selected assumptions to show take-home pay, rate targets, or cash-flow impact. Small changes to deductions, benefits, and tax withholding can move the result.
FY 2025-26 (AY 2026-27) new and old regime slabs, §87A rebate, surcharge, and 4% cess. Provident fund, professional tax, and surcharge marginal relief are simplified.
Sources:Income Tax Department
Smart next steps
- The new regime is now the default and is often cheaper unless you have large 80C/HRA deductions.
- Salary up to ₹12.75L is effectively tax-free under the new regime via the §87A rebate.
- Toggle both regimes — the calculator shows which one costs you less.