Planning & Goals
Budget Calculator (50/30/20)
Split your take-home into needs, wants, and savings — or roll your own percentages.
PrivateRuns in your browserEstimateAssumption-driven
How to read this resultShow
Planning calculators turn a few household inputs into a directional answer. Revisit the assumptions when your income, expenses, family, or goals change.
This calculator primarily uses the assumptions you enter, with formulas kept in the tested finance engine. Market rates, local costs, lender rules, and personal circumstances can change the result.
Smart next steps
- If 'needs' exceed 50%, target the big three: housing, transport, and food.
- Automate the savings slice on payday so it happens before you can spend it.
- Feed your take-home from the Salary calculator for an accurate starting point.