Home & Mortgage
Home Affordability Calculator
Estimate a comfortable home price from income, debt, cash, rates, taxes, insurance, and DTI limits.
PrivateRuns in your browserEstimateAssumption-driven
How to read this resultShow
This model combines financing, recurring housing costs, cash requirements, and appreciation or selling assumptions where relevant. Local taxes, insurance, closing costs, and lender rules can vary widely.
This calculator primarily uses the assumptions you enter, with formulas kept in the tested finance engine. Market rates, local costs, lender rules, and personal circumstances can change the result.
Smart next steps
- Treat the max as a ceiling, not a target — buying below it protects cash flow.
- Lower your DTI by paying down a card or car loan before applying.
- Carry the price into the Mortgage calculator to see the true monthly cost.